244 Master Directions mapped9,445 circulars consolidated by RBI₹54.78 Cr in FY25 penalties353 entities penalized in FY2511 entity types covered3,500+ addressable institutions in India24-hr circular processing pipeline244 Master Directions mapped9,445 circulars consolidated by RBI₹54.78 Cr in FY25 penalties353 entities penalized in FY2511 entity types covered3,500+ addressable institutions in India24-hr circular processing pipeline
Built for India's regulated institutions
RBI Regulated Entities
NBFC-ICC & MFI
UCB Tier 1–4
RBI/2023-24/117 Mandate
The Compliance Landscape
The rules changed. Has your institution?
In November 2025, the RBI consolidated 9,445 circulars into 244 Master Directions. Most institutions are still catching up — on Excel.
54.78
₹54.78 Cr
Penalties in FY24–25
RBI imposed penalties across 353 entities. The average penalty is increasing year over year. One missed obligation is all it takes.
Excel
Is Still the Standard
Most NBFCs and UCBs track compliance through spreadsheets, email chains, and WhatsApp groups. This doesn’t scale to 244 Master Directions.
Jan ’24
RBI Mandated Dashboards
The RBI now requires a “single/unified dashboard” for compliance monitoring. This isn’t optional — it’s a regulatory expectation.
Platform Capabilities
Five tools. One mission: keep you audit-ready.
Every feature is designed for the realities of Indian regulatory compliance — dense cross-referential text, entity-specific rules, and zero margin for error.
Flagship
Smart Compliance Checklists
Every Master Direction decomposed into structured, actionable obligations — split by Head Office and Branch, with RBI paragraph references. The format compliance officers actually use daily.
KYC Master Direction§4.2 — Customer Due Diligence
Verify identity using OVD before account openingPara 16
Obtain recent photograph at account openingPara 16(b)
Ensure KYC updation within 2 years for high-riskPara 38
Maintain records for 5 years post cessationPara 56
2/4 complete
Master Direction Diff Engine
Version tracking across all 244 Master Directions. When the RBI updates a direction, see exactly what changed — paragraph by paragraph — and which obligations are affected.
Version Control
Penalty Intelligence
Structured database of every RBI enforcement action. AI pattern detection identifies which obligations are being penalized most — so you can prioritize before inspectors arrive.
Early Warning
Regulatory Q&A Engine
Ask questions about any regulation in plain language. AI-powered answers sourced directly from the regulatory corpus — with citations you can verify, every time.
RAG-Powered
Compliance Health Score
A composite 0–100 metric that tells your board, in one number, where your institution stands — with peer benchmarking and department-level breakdowns.
Board-Ready
Getting Started
Three steps to audit-ready
01
Select Your Entity Type
NBFC-ICC, NBFC-MFI, NBFC-Factor, UCB Tier 1 through 4 — each has different regulatory obligations. We know the differences.
02
Get Your Checklists
Instantly receive structured obligation checklists for every applicable Master Direction, pre-split by Head Office and Branch responsibilities.
03
Monitor & Report
Track compliance in real-time. Generate board-ready dashboards. Get alerted when regulations change. Stay ahead of inspections.
Data Sovereignty by Design
Your institution's data stays exactly where it belongs — with you.
Most compliance platforms require you to upload sensitive financial data to their cloud. We took a fundamentally different approach. StayComplied serves regulatory intelligence to your browser — all computation on your data happens locally, on your machine, under your control.
No customer PII stored
Client-side computation only
PDF exports generated locally
Dashboard Preview
The board view your directors are asking for
app.staycomplied.in/dashboard/board
Live
Board Dashboard
Q4 FY2026
Health Score
0/100
+4 from last quarter
Obligations Met
0/168
84.5% compliance rate
Overdue Items
0
3 critical · 4 moderate
Compliance Trend (6 months)
Next Deadline
Mar 31
Q4 Returns filing — 3 reports due
Founding Partner Programme
10 founding institutions will shape the future of compliance
We're selecting 10 NBFCs and UCBs to co-build StayComplied. Your compliance team's real workflows, real pain points, and real regulatory obligations will shape every feature we ship.
01
6 Months Free
Full premium access to the compliance engine, board intelligence, and all features released during the programme.
02
Direct Product Input
Monthly feedback sessions with our product team. Your compliance workflows directly influence the roadmap.
03
Lifetime 40% Discount
After the free period, founding partners lock in 40% off any plan, forever. Early believers should be rewarded.
Limited to 10 institutions · No credit card required
Questions
Frequently asked
We support all major entity types under the RBI’s regulatory framework: NBFC-ICC, NBFC-MFI, NBFC-Factor, NBFC-IDF, NBFC-IDC, NBFC-P2P, NBFC-AA, HFC, CIC, and Urban Cooperative Banks (Tier 1 through Tier 4). Each entity type receives only the obligations that apply to them.
We process new RBI circulars within 24 hours of publication. Our pipeline monitors rbi.org.in continuously, with source-level verification against original RBI text. Every obligation links back to its source circular or Master Direction, and updates are tracked with full version history.
We never store your institution’s customer data, loan books, or financials. StayComplied serves regulatory intelligence only — all document generation and computation happens in your browser. Your data never leaves your device.
Consultants provide point-in-time assessments. StayComplied provides continuous compliance monitoring. When the RBI updates a Master Direction at midnight, your checklists update the next morning. No waiting for the next quarterly review.
Yes. Generate board-ready PDFs and DOCX documents with one click — branded with your institution’s identity or clean for regulatory submissions. Health scores, compliance trends, overdue items, and department breakdowns are all included.
Stop firefighting. Start complying.
Join India's first cohort of compliance-ready institutions. Get your Health Score and see where you stand — in under 2 minutes.